Hull Insurance is available to individuals and legal persons, both local and foreign, owners of vehicles permanently working or resided on the territory of Moldova.

What is insured?

Hull insurance contract can be concluded for any vehicle that is or is being registered in the Republic of Moldova, is in working condition, in a good technical condition, with undamaged body or breakable parts.

What risks does Motor Hull insurance cover?

• accidents on and outside the territory of the Republic of Moldova caused by:

- impacts, hits, crashes, scratches, falls, objects falling on vehicle, skids, overturns;

- fire, lightning, explosion (including for technical reasons), natural disasters;

• theft (car hijack or theft of its components or parts) and accidents caused to it due to a committed or attempted hijack or theft;

Insured risks are determined by the Insured and specified in the insurance contract.

What is an insured amount?

Insured amount is the maximum amount of indemnity that can be paid under Hull insurance contract.

How is the insured amount calculated?

Calculation of vehicle insured amount first of all requires knowledge of its real value. For new vehicles real value is the invoice value with all taxes included. For second hand vehicles real value is calculated according to specialized catalogues based on initial value of the vehicle with account for its wear, without exceeding market value.

What are the advantages of Hull insurance with Victoria Asigurari?

·   flexible insurance fee policy;

·    fast conclusion of insurance contract;

·   minimum package of documents required for confirmation of insurance event;

·   damages are paid within 3 days after the decision on indemnity payment is made and not later than 30 days after receipt of all documents required for determining indemnity amount;

·   the insured is offered a possibility of repairing the damaged vehicle at specialized car workshops that have contract relations with Victoria Asigurari.

 

Copyright 2012 Victoria - Asigurari . Developed by Mandarin Studio