Personal Insurance

Personal insurance may be compulsory and optional. It stems from as early as ancient times, when people became concerned about protecting their life and health. The oldest forms of personal insurance appeared as indemnity granted in case of death for covering burial costs. 

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MTPL

Individuals and legal persons – owners of vehicles subject to registration in the Republic of Moldova must insure them against cases of civil liability as a result of damage caused by car accidents. 

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HULL

Motor Hull Insurance is an insurance against accidents and hijacking and is concluded by vehicle owner of user. It is compulsory when the vehicle is purchased in installments or through leasing; in such case it is ceded in favor of crediting banks. 

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Property Insurance

Insurance of dwelling and/or goods in it may be the most important non-life insurance to be concluded. 

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